What is BHIM app? Everything you need to know

Govt of India recently launch BHIM app in a step toward the cashless economy. Our analysis team download this app and took a deep study as a user and as Hacker point of view. We find out some good thing and some bad thing regarding this app. And it’s our duty and responsibility to explain you all about it.

Godd and Bad about BHIM app.

What is BHIM app?

As you can see in the pic(above) BHIM stands for Bharat Interface for Money. As we all know Govt is trying to make India a cashless economy and BHIM app is a step forward in that direction.  This app has been named after Dr. Bhim Rao Ambedkar and developed by NPCI (National Payments Corporation of India). The main objective of this app is to give the user an easy and secure e-payment directly through their bank accounts.

As per now, BHIM is only available for android smartphone users. But the maker has told that an IOS and Windows versions will come in few weeks. With more than 5,000,000 people already installed it and it took the no.1 position on Google Play Store.

In the latest updated version (at the time of writing this post) 7 more languages are added in BHIM app. Some more new features are:-

  • User need to select from single Sim or Dual Sim
  • Now you can also reset the Passcode if you have forgotten it.
  • If you have any problem in the transaction you can report the issue directly to the band and also check the status of your complaint.
  • People can also make a request for “Reverse payment”. 
  • Improved privacy settings with an option to disable mobile-number@UPI.
  • A user can also verify their mobile number through USSD code.

How does BHIM app work?

First, let’s create an account on BHIM app so we can send or receive money. Here are some screen shots to help you with creating yours.

 BHIM app - Screen Shot1 -Technical Diary

The first thing you need to do after opening the app is to choose your preferred language.


BHIM app- Screen shot - Technical Diary

In the next screen, BHIM app welcomes you for choosing the app. Just click “NEXT” to proceed ahead.


BHIM app - screen shot - Technical Diary

A new screen will give some brief detail about what you can do with BHIM app and how secure it is. All payments are done by Unified Payment Interface (UPI) secure network. You can send and receive money 24*7. You can create your own QR code or scan others QR code for much quicker payment. Click “Next” and proceed ahead.


BHIM app - screen shot 124534 - Technical Diary

Now it will ask your permission to read your SMS and verify your mobile number. Just tap onLet’s Get Started to proceed further ahead.


BHIM app - Screen Shot 154864- Technical DIary

No select how many Sim Slots your mobile have. Does it support Single Sim or Dual Sim? Tap on the correct option and it will take you to the next screen.

Must Read: How to see saved wifi password in android without root
BHIM app - screen shot 12453- Technical Diary

After choosing the “Mobile Type” it is time to input your mobile number which is registered on your bank account or associated with AADHAR. So, it can gather the details of your bank account number. After entering the mobile number click on the green tick”  at the below right side.


BHIM app - Scree shot 645768- Technical Diary

This is the very important step where you need to register a Passcode for your BHIM app. This is very Put 4 digit passcode of your choice and click”“. Another screen will ask you to “Confirm Passcode” now enter the same passcode again. Note: This passcode is like your ATM pin so don’t share it with anyone.


BHIM app - Screenshot 15679895 - Technical Diary

Now select the bank in which you have your account. BHIM app supports almost all the major banks of India.


BHIM app - screenshot187 Technical Diary

Now you are all set to do your transactions. You can send or receive money or scan a QR code to pay. You can also create your own QR code from the menu (right side above).


BHIM app- Technical Diary

Here is another important step. You need to set-up your “UPI Pin” which is last 6 digit of your debit card. You can change your UPI Pin later on by clicking on the bank a/c no.

All set and done. Now you will be able to use all the features of BHIM app like Send Money, Request Money, and Scan & Pay etc.

How Good is BHIM app?

Some problem which still exists:

  • When a user verifies his/her mobile number the app Rs 1.50 from mobile phone balance.
  • The major and annoying problem is that it also hangs frequently. It wasn’t just with me but my friends also noticed the same issue.
  • As Govt of India projected it that you can do payments even without internet connectivity. But in our test the app was unable to do any transaction without internet connectivity.


BHIM app - Technical Diary

Source: MyGovIndia


Download the BHIM app from below:

Download BHIM app - TechnicalDiary.com

As always if you like this article or have any suggestion or want to add something more or having any trouble, share it with us in the Comments below. We love to hear from you. 🙂

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M. Aftab

#TechnicalDiary Co-Founder and Director. I am helping others in Web Dev, SEO, and Cyber Security. Follow me on Twitter for more updates and you can send me emails on aftab.alam@technicaldiary.com

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3 Responses

  1. kratos says:

    Please tell me how to recover my MPin in BHIM App please…

    • M. Aftab says:

      There is no MPin in BHIM app. If you are talking about UPI pin then please follow the procedure:
      * Open your BHIM app
      * Now TAP on your bank account.
      * Now you’ll see two options “Reset UPI pin” and “Change UPI Pin”
      * Choose whichever you want and proceed ahead.
      I hope it’ll solve your problem. 🙂

  2. Arpita Gupta says:

    I forgot my UPI pin how can reset it?
    And it s very detaild info lyk it

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